Thursday, January 10, 2008

Peoria County Worthless Check Program


Anyone who has ever been victim of a stop-payment or NSF check will appreciate this Peoria County program I recently discovered. It is the Peoria County Worthless Check Program. The title is self explanatory. According to this glossy little pamphlet I hold here in my non-nicotine stained fingers, this is a program instated by States Attorney Kevin Lyons to assist residents of Peoria County in collecting funds from worthless deadbeats who write bad checks. Unfortunately, I'll be testing its adequacy in the very near future.

The process looks pretty simple. The victim must first send the deadbeat a 10 day courtesy notice demanding they pay up or crap will be hittin the fan soon. If the notice yields no result, the victim then fills out a one page form detailing the fundamentals of the transaction. This took me no more than 10 minutes to complete. Finally, the victim turns over the completed form and the worthless check to the States Attorneys Office. You then click your heels together 3 times, spin around, and voila, within 2 months if all goes well you should recieve complete restitution from the States Attorneys office. Not sure how they do it but I'm thinking it has something to do with Pit Bulls.

There are exceptions to the program. You can read all about it here The site also offers helpful suggestions on avoiding this confounded situation in the first place. It's a good read. Stay tuned...

6 comments:

East Bluff Barbie said...

I could use that for Cub Scouts. Once I took in a stack of checks for registration fees to the bank and I go three of them back. What type of dirt bag writes bad checks to the Cub Scouts?

Diane Vespa said...

...and the parents were probaby counting on the public relations nightmare it would be for you if you kicked the kid out of the scouts because the parents wrote a bad check. This way you can go after the parents and the kids get to stay in. Another thing about this program is that the Perp has to complete a class in honest banking. heh heh.

prego_man said...

Your "pit bull" statement is priceless.

Anonymous said...

This is basically a civil matter between the check writer and the person dumb enough to take a check from someone they don't know. The problem with the criminal charge is that the prosecution has to prove beyound a resonable doubt that at the time of the writing of the check the writer knew there was insufficient funds in the account; this is not the problem if there was no such account at the bank. Isn't as easy as it sounds.

East Bluff Barbie said...

So I am dumb from taking a check from a parent who is trying to sign his/her child up for Cub Scouts? I have absolutely no way to tell who has a valid check and who doesn't. I expect the parents to be responsible and I will not punish a child for their parents actions. I can only hope that the morals and values taught at the Cub Scouts will rub off on the parents as well as the children.

Diane Vespa said...

It has nothing to do with wether you know the person or not. How can you conclude that the recipient of a bad check is "stupid"? Obiously you have not lived long enough or you have been very fortunate. This program applies to not only insufficient fund checks but also stop payments. Furthermore, the victim does not have to file a suit. The States Attorney's office handles the case. If you read the link it will clear up your confusion. By the way, passing a bad check is not just a civil matter, it is a criminal matter. Same as if they snuck in to your house and stole it out of your wallet.